GE1202Managing Your Personal Finance

这门课学什么

课程简介

Taught by finance experts from EF Department and renowned guest speakers, this course provides students with the basic conceptual framework and practical expertise of financial planning. People from all backgrounds have to plan and manage their personal financial matters at different stages of their lives. Personal finance is also equally pervasive in the ways people live, work, invest, manage their relations with their friends and family, and develop their sense of responsibility.Students will collect product information from financial institutions, critically analyse their features and make innovative recommendations to their clients from the perspective of a personal financial planner. They will understand difficulties and intricacies involved in financial planning. Students develop their attitude and ability of discovery and innovation from this edge-cut course and achieve their own accomplishment of discovery and innovation.This course uses individual assignments, group project and/ or presentations to practise students’ understanding of the financial planning and to discover their spirit of achieving financial independence.

校方 PDF 第 2 页 · Abstract

课程内容

1. Personal finance 2. Financial planning, career planning, Money Management Strategy 3. Consumer rights and Financial Services in the market 4. Sociological and behavioural factors in personal finance 5. Assessing your financial health 6. Managing your cash flows and debts credit card, mortgage loan, auto loan and personal loan 7. Financial markets, regulations, ethics and good practice 8. Stocks, bonds alternative investment products 9. Managing your investment portfolio 10. Insurance 11. Retirement and Estate Planning

校方 PDF 第 6 页 · Keyword Syllabus

预期学习成果

查看校方学习成果与对应条件

CILOs                                              Weighting (if DEC-A1          DEC-A2          DEC-A3
                                                                  app.)
1              Discuss the decisions involved in financial         20             x              x
               planning and the importance of financial
               planning as part of the broader scheme of life
               planning;
2              Describe and compare the characteristics of        20                            x               x
               financial planning products in the market;
3              Analyze the psychological and sociological         15             x                              x
               factors that can influence consumer and
               investor behaviour;
4              Describe how ethical and regulatory            15                                                x
               considerations, such as those related to
               consumer rights and protection, affect financial
               planning; Apply these standards to critically
               comment on unscrupulous business practices,
               i.e. Lehman Bonds sale in Hong Kong.
5              Demonstrate the ability of combining           30                 x              x               x
               knowledge from various related disciplines in
               making appropriate personal finance decisions*.

校方 PDF 第 2 页 · Course Intended Learning Outcomes (CILOs)

我能不能修这门课

先修、建议先备和并修要求分别查看；等同及互斥条件也会影响选课。and 表示同时满足，or 表示备选；组合条件按下方原文分组阅读。

先修条件

无（校方注明 Nil）

校方 PDF 第 1 页 · Prerequisites

建议先备知识

无（校方注明 Nil）

校方 PDF 第 1 页 · Precursors

并修要求

该版官方课纲未列明该项。

其他修读要求

该版官方课纲未列明该项。

等同课程及条件

无（校方注明 Nil）

校方 PDF 第 1 页 · Equivalent Courses

互斥课程及条件

无（校方注明 Nil）

校方 PDF 第 1 页 · Exclusive Courses

怎么考，怎样才算通过

考核方式

Continuous Assessment (%): 55; Examination (%): 45; Examination Duration (Hours): 2

查看校方原始考核表与使用要求

ATs                  CILO No.                Weighting (%)          Remarks ("-" for   Allow Use of
                                                                                          nil entry)         GenAI?
1                     Individual           1, 2, 3, 4, 5           10                     -                  Yes
                      assignments
2                     Group project and/ 1, 2, 3, 4, 5             30                     -                  Yes
                      or presentation
3                     Midterm test         1, 2, 3, 4, 5           15                     -                  No

校方 PDF 第 3 页 · Continuous Assessment (%),Examination (%),Examination Duration (Hours)

通过条件

Students are required to pass both coursework and examination components in order to pass the course.

校方 PDF 第 4 页 · Additional Information for ATs